Check out what 1,921 people have written so far, and share your own experience. Reviews. The First Digital Mastercard is an expensive unsecured credit card for people with limited or bad credit. We like to help our customers maintain a favorable payment history. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Reflex Mastercard ® is an excellent option if you’re serious about building or repairing your credit. Filter by: Filter by: Arthur G. Spencer 1 review. The Reflex Mastercard is made for people who are looking to build or improve their credit. The Reflex Mastercard is a basic credit card whose focus is being a payment solution that also helps to build credit. See BBB rating, reviews, complaints, request a quote & more. Surge Mastercard® Disclosure: Annual fee: $125.00 for the first year, after that $96.00 annually Purchase and cash advance APR: 29.99% This APR will vary with the market based on the Prime Rate. You won’t get any purchasing offers or rewards for using it. Trustpilot. 5 Stars!!!!! reflexcardinfo.com Visit this website reflexcardinfo.com. Credit limit - Reflex MasterCard Review. By completing our easy pre-qualification process you can review your offer before you decide to apply. See if you're Pre-Qualified with no impact to your credit score. This notice is to inform you that your card may be disabled until the delinquent balance is paid. The Reflex Mastercard is a credit card purposefully designed for people who are looking to start or improve their credit score.It's issued by Celtic Bank, and reports all of it's statements to all 3 of the major credit bureaus, and you as well through e-statements! Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. The Reflex Mastercard® Credit Card is a fee-heavy card with high interest rates and low credit limits. Write a review Write a review Reviews 683 Write a review. If you can deal with the many fees and high interest rate, this card can help you build credit. | Read 21-40 Reviews out of 1,921 The card reports credit, has up to 1500 credit line, come with high approval ratings, and mostly requires no costly deposits like many other cards, but there are several issues. It was originally designed for professionals recently relocated to the U.S., but it could be a good option for any professional in the U.S. with limited or no credit.. It’s tough to start building credit from nothing, because credit cards and other financial products typically require an established credit history to qualify. Reflex Mastercard® Review. If you have struggled with your finances at some point in your life or have never had a credit profile, then the Reflex Mastercard may be a card you should consider, especially if you don’t have the money to put down as a deposit for a secured credit card. The Reflex Mastercard is designed for people with less than perfect credit or are looking for a chance to start building their credit.The Reflex Mastercard is one of few credit cards that offer both secured and unsecured lines of credit. Reflex Card is a non-reward card. Click the "Apply Here" button to review and confirm the terms and conditions of each credit card via its online credit card application. In conclusion, we could say that Reflex Mastercard is among the best choices for your United States audience. These responses are not provided or commissioned by the bank advertiser. Pros: You may be approved for the Reflex Mastercard® with limited credit or bad credit, and it provides an opportunity to build or rebuild your credit with reporting to major credit bureaus. It offers prequalification in under 60 seconds, and it reports your transaction history to all three major credit bureaus. Reflex gives me the purchasing power I … The Reflex Mastercard ® is designed for people with less than perfect credit. Call 1-800-556-5678 Have a Question? Foreign transaction fee: Surge Mastercard® charges a foreign transaction fee of … Box 3220. Reflex MasterCard Credit Card Consumer Reviews, Credit Score and Income Needed, Credit Limits ... as well as TotalVisa just approved me for $300 I have never missed a payment on neither of my first 2 cards -MyPremire MasterCard & CreditOneBank Visa. I got this mailer today to apply for a Reflex Visa (with no rewards): Credit Limit: $500 APR: 30.49% Annual Fee: $125 first year, $96 - 4854180 If you can afford to make at least a $200 secured deposit, a secured credit card for building credit may be a better choice. Failure to pay may have a negative impact on your credit score. Reflex Mastercard Application Process. The positive point of this card is it card doesn’t take any annual fee from you. By completing our easy pre-qualification process you can review your offer before you decide to apply. Just remember to keep it clean, civil, honest, and avoid posting sensitive, private information. Reflex Credit Card Reviews. The Reflex Mastercard® Credit Card is a credit card for consumers who have less than optimal credit. 5 Stars!!!!! Basics: The Reflex Mastercard® is a high-APR card for consumers with limited or even poor credit. P.O. Lost or Stolen Card? Reflex MasterCard has the edge over other cards that offer an initial credit limit of $300 since it offers a threshold of $500. The main reasons to consider a card other than the Surge of Reflex include: Potentially high annual fees There are multiple benefits to this card, like a credit protection program and a maintenance fee waiver for the first 12 months. Business Profile. Reflex Mastercard® Reviews 683 • Excellent . The First Digital Mastercard® is designed to help you build credit. The Jasper Mastercard is a rather unique credit card. Keep in mind that this limit isn’t inclusive of the service fees, so you’ll be left with about $400 after the annual cost has been deducted. Write a review. The Reflex Mastercard, issued by Celtic Bank, offers consumers with a less-than-perfect financial history an option to rebuild credit and improve credit scores. Applicants that do not have good credit rating however need a credit card and are prepared to boost their credit rating by regular obligations, this card functions all … For those who have bad credit and want a powerful purchasing tool that offers credit repair and the Mastercard name, the Surge Mastercard and Reflex Mastercard are excellent options to consider. reflexcardinfo.com. Reflex. Monthly reporting to the three major credit bureaus. Our take: Riddled with fees, including an extremely high variable APR, the Reflex Mastercard is best seen as a last resort and stopgap for credit-builders. Build credit with Reflex Mastercard. Reflex Mastercard® Card Data last updated on October 13, 2020 ... Any and all such statements, reviews, ratings, opinions and comments are provided by the authors alone. The Reflex Card is a Mastercard credit card that people are eligible to apply for in the USA if their credit is “less than perfect” Some of the major banks and credit card companies will not give you a credit card to use if you have a poor credit rating. The Destiny Mastercard is an unsecured credit card for those with bad to fair credit. Reflex Mastercard® 2020 Review, Application & Rates " Though it has a high interest rate, this card's sizable credit lines and reporting to the three major credit bureaus make it a very solid choice for applicants with a poor or fair credit history. This is an essential tool in any credit strategy and will help you improve your credit score in a matter of months. Keep reading to learn more about the details of this credit card. If you have bigger and better things you want to accomplish with your credit, like a mortgage or car loan, get started right away on improving your credit score. The Reflex Mastercard is issued by Celtic Bank and is designed for applicants who either don’t have great credit or who don’t have established credit. The monthly maintenance fee for this card is 0$ to 10$. Credit Card Merchant Services. Other Options to Consider for Bad Credit. Read full review All reviews are prepared by CreditCards.com staff. Reflex. BBB accredited since 11/17/2008. It charges a $95 “program fee” prior to account opening and has a $75 annual fee the first year. But with all the fees and high interest, this may prove hard to achieve. There is a $59-$99 annual fee and a 24.90% APR. Customers can apply by completing this online form, and the results can be available in just a few seconds (although this can take up to 30 days with individual cases).Alternatively, applications are also accepted by calling 866-513-4598 or by returning an acceptance certificate that you received in the mail.. 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